Amex Everyday Credit Card 2026 Review

Amex Everyday Credit Card4.6/5

American Express

Annual fee
£0
Rewards rate
5%-0.5%
Welcome Bonus
5% cashback on purchases
Apply Now →on American Express's website
Regular APR:29.1% APR (variable)

  • 5%Cashback on purchases for the first five months
  • 0.5%Cashback on all other purchases

Welcome Bonus:

Get 5% cashback on your purchases (up to £125) for the first five months.

Reward Rate:

Earn 5% cashback on purchases for the first five months, then 0.5% cashback thereafter.

APR:

29.1% APR (variable)

The standout feature here is the generous 5% cashback on purchases for the first five months, making the Amex Everyday Credit Card an attractive option for new cardholders looking to maximize rewards.

Pros:

  • High initial cashback rate
  • No annual fee

Cons:

  • Limited time offer
  • Lower cashback rate after initial period
Apply now →

The Amex Everyday Credit Card may be particularly suitable for individuals who frequently make purchases in the initial months after obtaining a credit card, as they can take advantage of the substantial 5% cashback offer. With no annual fee, this card can also appeal to budget-conscious consumers seeking to earn rewards on everyday spending without incurring ongoing costs.

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