TD Student Credit Card 2026 Review

Annual fee
CA$0
Rewards rate
1%-0%
Welcome Bonus
Earn $100 in Cash Back Dollars
Apply Now →on TD's website

  • 1%Cash back on all purchases

Welcome Bonus:

Earn $100 in Cash Back Dollars when you spend $1,000+ in the first 3 months.

Reward Rate:

Earn 1% cash back on all purchases.

The TD Student Credit Card is a straightforward option for students, offering a simple 1% cash back on all purchases with no annual fee. This makes it an excellent choice for those who want to start building their credit without the complexities of tiered rewards.

Pros:

  • No annual fee
  • Simple cash back structure

Cons:

  • Lower cash back rate
  • Limited rewards categories
Apply now →

The TD Student Credit Card is well-suited for students looking to establish their credit history with a no-annual-fee option and straightforward cash back rewards. Its simplicity and lack of fees make it an ideal choice for those who want to manage their finances responsibly while earning a small return on their everyday purchases.

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