President's Choice Financial® World Elite Mastercard® 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

President's Choice Financial® World Elite Mastercard®4.6/5

PC Financial

Annual fee
CA$0
Rewards rate
4.5%-1%
Welcome Bonus
20,000 PC Optimum™ points
Apply Now →on PC Financial's website

  • 4.5%Points at Shoppers Drug Mart
  • 3%Points at participating grocery stores
  • 1%Points on all other purchases

Welcome Bonus:

Earn 20,000 points after your first purchase at a PC Optimum program store within 6 months.

Reward Rate:

Earn 4.5% back in points at Shoppers Drug Mart and 3% at participating grocery stores.

What sets the President's Choice Financial® World Elite Mastercard apart is its no annual fee and high earn rates, particularly at Shoppers Drug Mart. This card is perfect for those who frequently shop at PC stores, making it a valuable addition to any wallet.

Pros:

  • No annual fee
  • High earn rates at grocery stores

Cons:

  • Income requirement
  • Limited to PC Optimum points
Apply now →

The President's Choice Financial® World Elite Mastercard® is a strong option for consumers who regularly shop at PC-affiliated retailers, particularly Shoppers Drug Mart, due to its competitive reward rates and zero annual fee. It may be especially beneficial for individuals who can maximize the value of the welcome bonus and are looking for a straightforward rewards program without the burden of annual costs.

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