- 3%Cash back on groceries
- 1%Cash back on recurring bill payments
Get 5% cash back in your first 3 months, then 3% cash back on grocery purchases, 1% cash back on recurring bill payments.
Earn 3% cash back on groceries and 1% on recurring bill payments.
What sets the BMO CashBack Mastercard – Student apart is its straightforward cash back structure, allowing students to earn 5% in their first three months and 3% on groceries thereafter. This makes it an excellent choice for students looking to maximize their rewards while managing their finances.
Pros:
- No annual fee
- High cash back on groceries
Cons:
- Limited to specific categories
- Cash back caps may apply
The BMO CashBack Mastercard – Student is well-suited for students seeking to earn cash back on everyday purchases, particularly groceries, without incurring an annual fee. Its initial welcome bonus and tiered rewards structure can help students effectively manage their expenses while benefiting from the rewards program.